exit solutions

R&Q Insurance Investment Division is an acquirer of legacy captives, reinsurance debt and portfolios of self-insured business lines.

Typically, the drivers for the sale of a portfolio of liabilities or Captive insurers may be:

• Corporate restructuring
• Re-evaluation of the self-insurance program
• A Captive insurer in run-off with few or no current claims remaining
• Changing insurance legislation
• Costs associated with captive insurer oversight

R&Q is perfectly positioned to meet the objectives of the vendor via its flexibility to approach each transaction on a bespoke basis whilst utilizing simple but effective methods.

TRANSACTION STRUCTURE

Options include:

• Purchase of the Captive
• Full risk transfer for complete exit
• Structured transfer with a stop loss provided by the seller
• Loss portfolio transfer

Importantly, R&Q will maintain any collateral provisions required by Fronting Carriers

TRANSACTION SIZE

R&Q has a unique structure that allows it to consider a wide range of transactions:

• We can be flexible and responsive to both small and large transactions
• Captives with minimal remaining obligations

BENEFITS

• Release of tied up capital
• Protection from deterioration of existing or reporting of new claims
• Elimination of costs for management oversight and reporting